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How the Trump Tax Bill Affects Your Wallet

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U.S. Treasury Secretary Scott Bessent participated in a discussion on ‘America’s Newsroom,’ where the topic of a potential 50% tariff on the European Union and a 25% tariff on Apple was explored, along with possible Senate amendments to President Trump’s legislative proposal. The proposal, which has advanced through the House and is under Senate consideration, has drawn criticism for its potential to significantly increase the national debt and deficits, which are already substantial at $36 trillion. Despite this, Secretary Bessent expressed confidence in managing these fiscal challenges by focusing on economic growth that outpaces debt accumulation.

The proposed bill includes several provisions aimed at benefiting American workers and households. One notable provision is the exemption of tips from taxation, which could benefit service employees while resulting in reduced government revenue.

The bill also proposes expanding 401(k) plans to include newborns, alongside other child tax credits. This initiative could provide early investment opportunities for families.

Another aspect of the bill involves a substantial increase in the state and local tax deduction (SALT), which would benefit states with high taxes, such as New York.

Additionally, the bill suggests an interest deduction for auto loans on U.S.-made vehicles, potentially lowering costs for consumers.

On the healthcare front, the bill indicates that the Medicaid program will be preserved, although some remain unconvinced.

Changes to the Supplemental Nutrition Assistance Program (SNAP) are also part of the bill, which could alter food stamp and nutrition assistance provisions.

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